For the past two years, we’ve been offering Creative Retirement Planning Workshops through the London Public Library Branches.  We’ve had participants with more than adequate retirement income and savings. We’ve also met many people with basic OAS and GIS and no savings.  At times, the turn out has been more than expected and we’ve been challenged to develop content relevant to a diverse group of seniors.  Consequently, we have decided to focus on low-income seniors in our future workshops and presentations.

The goal is to start Creative Age Simplicity Circles in various neighbourhoods. Typically, the circles are 10 to 15 people living in the same geographical area. The members of the circle help each other LIVE MORE WITH LESS. At a practical level, members help each other find the best deals, bargains and resources to maximize retirement income.

Voluntary simple living, is a way of life that affirms what is often just called ‘the simple life’ or ‘downshifting.’ The rejection of consumerism arises from a sudden reduction in income or a change in values.  Extravagance and acquisitiveness are accordingly considered an unfortunate waste of life, certainly not deserving of the social status and admiration they seem to attract today. The affirmation of simplicity arises from the recognition that very little is needed to live well. Without retirement savings, participants will be required to develop very strong creative problem-solving skills and deep connections to community and health resources.

Sometimes called ‘the quiet revolution, this approach to life involves providing for material needs as simply and directly as possible, minimizing expenditure on consumer goods and services, and directing progressively more time and energy towards pursuing non-materialistic sources of satisfaction and meaning